Florida Home Owners Insurance Comparison Information

Are you looking to buy Homeowners Insurance?

Since Hurricane Charley, Frances and Jeanne stormed through here in Polk County, FL in 2004, homeowners have seen their homeowners insurance rate skyrocket. My insurance rate tripled since that time and I’m sure we are all in the same boat.

Gov. Charlie Crist announced the launch of the “Shop and Compare Rates” Web site. This web site will serve as a valuable tool for homeowners and consumer who are trying to compare rates before they purchase their home.  “It serves as a starting point to help Floridians find the insurance policy best suited to their needs,” says Gov. Crist.

www.shopandcomparerates.com/ lists standard yearly insurance premiums based on a structure of a 5-year old, Florida concrete block home, with a current replacement value of $150,000, a $500 non-hurricane deductible, a 2% hurricane deductible, no claims, and no wind mitigation discounts.

The significant factor of this web site is, you have the ability to compare rates offered by competing companies working in that county. The list of insurers is sorted from the lowest to highest cost and provides a link to the company’s contact information.